Did You Know?
Your ECG app offers a "Pay Small Small" option that allows you to acquire power units immediately and pay for them in modest monthly installments, with as little as 1 cedi 65 pesewas?
Yes, 1 cedi 65 pesewas.
No more concern about having to pay your electricity bills in full while also paying other expenses. This is especially helpful if your money is paid on a monthly or weekly basis so that you may budget correctly while enjoying a stress-free lifestyle. There is no need to add more stress to the already difficult situation in the country.
This option has been available for months, but most people are unaware of it because it is located in a section of the program that most users never visit.
🤔 Think About It
- How many times have you found yourself with a low prepaid balance at the worst possible time?
- How often have you had to borrow money, go without power, or worry about electrical timing?
- What if all of it might be history?
Once you've discovered this feature, you'll wonder how you ever survived without it.
🌟Meet ECG's "Pay Small Small" Feature
The game-changer that's about to transform how you handle electricity payments forever.
💡 What Is "Pay Small Small," and Why Is It Revolutionary?
Here's how brilliantly simple it is:
Pay Small changes your prepaid power experience into one that functions more like postpaid. You get the units you need right away and pay back in tiny, affordable installments throughout the month.
Managed by: Albrim Microfinance, a third-party bill payment company partnered with ECG.
Once authorized, it becomes a permanent payment option on your ECG app, ready to use whenever life requires flexibility.
Example: Instead of paying GHS 50 upfront for energy, you can get those units right away and repay in bite-sized chunks that won't strain your budget.
🛠️ Here's What Makes It Perfect for Real Life
- Get electricity instantly when you need it the most
- Pay in simple installments that match your cash flow
- Never pick between electricity and other necessities again
- Convert time tension into peace of mind
🤝 Why ECG Created This Feature (And Why You Need It)
Let’s be honest: electrical needs do not wait for convenient times. ECG collaborated with Albrim Microfinance because they recognized what every Ghanaian understands that life happens, and flexibility is essential.
Whether you are:
- Managing family expenses on a limited budget
- Running a small business with unpredictable income
- Dealing with unforeseen expenses that disrupt your planning
- Simply tired of the electrical timing stress
This feature was designed for real life, with all of its wonderful unpredictability.
🧭 Step-by-Step: How to Successfully Activate Pay Small Small
✅ What You'll Need
- ECG app installed on your phone
- Your Ghana Card
- 5 minutes of your time
- Good lighting for verification
🔍 Step 1: Finding the Feature (The Path Most People Miss)
- Open your ECG app
- Look at the bottom navigation—tap "Wallets"
- Select "Pay Small Small"
- Click "Activate"
🪪 Step 2: The Ghana Card Setup (Where 90% of People Get Stuck)
This step confuses most people, mainly because of one minor detail that appears unimportant but makes all the difference:
- Input your Ghana Card number exactly, without any spaces
- Tap "Verify Face" (button only appears clickable when the number is properly formatted)
Lighting Tips for Success:
Position yourself near a window throughout the day or beneath the brightest indoor light. The facial recognition system requires unobstructed visibility to function successfully. You
⏱️ Step 3: The Verification Process
After completing face verification, you will receive a message that confirms:
- "Ghana Card has been successfully added."
- "Wait up to an hour for Ghana Card verification."
Reality: Most customers are verified in less than 5 minutes.
When authorized, you will receive a notification—no need to keep refreshing the app.
💳 Making Your First Small Purchase
📊 Understanding Your Credit Score
Once verified:
- Go to "Buy Credit"
- Choose your desired quantity
- Select Pay Small Small as your payment option
The app assesses your credit score to determine your daily spending limit.
New customers: Typically GHS 10–25/day.
Minimum purchase: GHS 5 (ideal for emergency replenishment).
📈 How the Payment Structure Works
Example: You buy GHS 5 worth of electricity
- Initial payment: around GHS 1.65 (≈30% upfront)
- Remaining balance: split into 3 weekly installments
- Timeline: Payments spread over the rest of the month
This provides instant electricity relief while spreading the financial impact, making budgeting easier.
Your caption goes here — keep it short, clear, and relevant.
✅ Completing Your Transaction (Don't Skip This Final Step)
- After picking your amount, you'll get a Mobile Money prompt
- Enter your PIN to authorize the initial payment
- Return to the ECG app instantly
- Tap "I've Debited on App" to complete the transaction
Important: Without confirming "I've Debited on App," your meter will not receive the units—even after payment.
🔄 Why This Changes Your Electricity Experience
Before Paying Small Amounts
- Constant concern regarding meter timing vs. available cash
- Emergency scrambling when electricity ran out
- Choosing electricity over other essentials
- Stress over coordinating payments with cash flow
After Paying a Small Amount
- Peace of mind knowing electricity is always available
- Flexible budgeting that adjusts to your financial rhythm
- No more emergencies—you always have a backup plan
- Focus on what counts, not electrical timing
🛡️ Your Action Plan: Set Up Your Safety Net Today
- Update your ECG app to the latest version
- Choose a well-lit area for setup
- Keep your Ghana Card easily available
- Follow activation steps during a quiet time
- Test the feature with a tiny purchase (GHS 5) to get familiar
Strategic Tip:
Prepare this ahead of time. Having Pay Small Small ready means you won’t ever face that Sunday night fear when your meter starts beeping at the worst possible time.